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Legal Information

Terms of use

Top Creation (“TC”) operates the website located at www.top-creations.com (the “Website”). The Website contains content applicable to Top Creations and its subsidiaries (collectively, “We” or “Us”). Please carefully read these Terms of Use (this “Agreement”). After reading this Agreement, if you do not agree to be bound by this Agreement, please immediately exit the Website and refrain from accessing the Website again or using any content that you may have obtained from the Website. This Agreement is made between Top Creations and the individual accessing and using this Website or, if such individual represents and is using the Website on behalf of a company or other entity, that company or other entity (in either case, “You”).

Top Creations and You agree as follows:

1. USE OF THE WEBSITE

You may access and use the Website and Website Content (as such term is defined in Section 3 below) solely for lawful purposes and in accordance with the terms of this Agreement. Top Creations reserves the right, at any time and in its sole discretion, to modify, suspend, or discontinue the Website (or any portion thereof) with or without notice to You.

2. TERM AND TERMINATION

This Agreement will be effective commencing on the date You first access the Website and will continue in effect thereafter unless terminated as provided in this Section. Top Creations may terminate this Agreement immediately, for any reason or no reason, with or without notice to You. You may terminate this Agreement upon notice to Top Creations, such termination to be effective 10 business days after the effective date of the notice (determined as set forth in Section 11 below). Upon any termination of this Agreement, all rights granted to You under this Agreement will cease, and You must promptly discontinue all access to any part of the Website and the use of any Website Content. Any provision in this Agreement which, by its general terms, may be reasonably interpreted as being intended to survive, shall survive the expiration or termination of this Agreement for any reason.

3. CONTENT AND MARKS

The text, files, images, graphics, illustrations, information, data, audio, video, photographs and all other content available on the Website or provided from or through the Website, including services (collectively, “Website Content”) are protected by the intellectual property rights of the owners thereof. You acknowledge that the Website Content constitutes valuable property and that, unless otherwise provided in this Agreement or on the Website, as between You and Top Creations, all title to and ownership rights in the Website Content remain exclusively with Top Creations. Your access to and use of any Website Content is also subject to any other license or other agreement separate from this Agreement that You may enter into (or may have entered into) with any of Us or Our respective licensors (“Our Licensors”) relating to that Website Content (each such license or other agreement, a “Content Agreement”). Except as expressly set forth in this Agreement or any Content Agreement, You are granted no licenses or rights, whether by implication, estoppel, or otherwise, in or to the Website or Website Content, or any intellectual property rights therein or related thereto, and You may not modify, reproduce, perform, display, create derivative works from, republish, post, transmit, participate in the transfer or sale of, distribute, or in any way exploit any portion of the Website or Website Content without the prior written permission of Top Creations. You acknowledge that all trademarks, trade names, service marks, logos, banners, and page headers displayed on the Website (collectively, the “Marks”) constitute valuable property and that, unless otherwise noted on the Website, as between You and Top Creations, all title to and ownership rights in the Marks remain exclusively with Top Creations. Except as expressly set forth in this Agreement, You may not display, link to, or otherwise use the Marks without the prior written permission of Top Creations or, if otherwise so labeled, the owner of such Mark.

4. POSTINGS AND UPLOADS

The Website may include forums, bulletin boards, chat rooms, or other opportunities through which You may provide or upload Website Content to the Website (“Provided Content”). You may not upload or provide any Provided Content that is: (a) libelous, defamatory, obscene, abusive, pornographic, threatening, or an invasion of privacy; (b) an infringement or misappropriation of another’s intellectual property rights; (c) illegal in any way or that advocates illegal activity; or (d) an advertisement or solicitation of funds, goods, or services. You represent and warrant to Top Creations that You own all right, title, and interest in and to any Provided Content that You provide or upload to the Website, or that You have sufficient rights to grant Top Creations the rights discussed in this Agreement. By providing or uploading any Provided Content to the Website, unless otherwise stated in a separate agreement entered into by You and Top Creations in connection with Your provision or upload of such Provided Content, You grant Us a nonexclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, copy, store, reproduce, modify, display, adapt, publish, translate, create derivative works from, distribute, and display such Provided Content throughout the world in any form (“Use”). In addition, You waive all moral rights in the Provided Content or warrant that all moral rights applicable to such content have been waived. You also grant Us the right to Use Your name in connection with our Use of such Provided Content.

5. CONDUCT

You will not, and will not permit any third party to, (a) use the Website to harvest or collect email addresses or other contact information of other users from the Website by electronic or other means; (b) use the Website in any unlawful manner or in any other manner that could damage, disable, overburden or impair the Website; (c) use automated scripts to collect information from or otherwise interact with the Website; (d) use the Website to intimidate or harass any individuals or entities; (e) reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code or method of operation of the Website; (f) remove, bypass or circumvent any electronic protection measures on the Website; (g) remove, alter, or obscure any copyright or other proprietary rights notices included on the Website; or (h) upload to the Website or provide to Top Creations any code, instruction, or device capable of or intended to access, modify, delete, disable, interrupt, or damage the Website or the operation of the Website, including, without limitation, any viruses, Trojan horses, worms, spyware, traps, back doors, disabling devices or like destructive code or code that self-replicates.

6. CLAIMS OF INFRINGEMENT

Top Creations respects the copyrights and other intellectual property rights of users of the Website and other third parties. If You believe in good faith that Your copyrighted work has been reproduced on the Website without authorization in a way that constitutes copyright infringement, You may give notice thereof to Us at:

Top Creations Corporation
Attn: Communications Department
177 W PUTNAM AVENUE
Greenwich, CT 06831

Please include the following information in such notice: (a) the identity of the infringed work, and of the allegedly infringing work; (b) Your name, address, daytime phone number, and e mail address, if available; (c) a statement that You have a good-faith belief that the use of the copyrighted work is not authorized by the owner, the owner’s agent, or the law; (d) a statement of the accuracy of the notice and, under penalty of perjury, that You are authorized to act on behalf of the owner; and (e) Your physical signature.

7. REPRESENTATIONS AND WARRANTIES

You hereby represent, warrant, and covenant for the benefit of Us and Our Licensors that: (a) You have the legal right and authority to enter into this Agreement and, if You are entering into this Agreement on behalf of a company or other entity, to bind the company or other entity to the terms of this Agreement; (b) You have the legal right and authority to perform Your obligations under this Agreement and to grant the rights and licenses described in this Agreement and in any applicable additional agreement You enter into in connection with the Website or any of the Website Content; and (c) all information You provide in connection with this Agreement and Your access to and use of the Website and Website Content is correct and current.

8. DISCLAIMER AND LIMITATION OF LIABILITY

Disclaimer. THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED BY Top Creations “AS IS” AND “AS AVAILABLE” WITH NO WARRANTIES WHATSOEVER. NEITHER WE NOR OUR LICENSORS REPRESENT OR ENDORSE THE ACCURACY OR RELIABILITY OF ANY ADVICE, OPINION, STATEMENT, SOFTWARE, SERVICE, OR OTHER INFORMATION DISPLAYED ON, DOWNLOADED FROM, OR DISTRIBUTED THROUGH THE WEBSITE OR THROUGH LINKS ON THE WEBSITE, NOR DO WE CONTROL OR ENDORSE ANY THIRD PARTY CONTENT OR SERVICES WHICH MAY BE ACCESSED THROUGH LINKS POSTED ON THE WEBSITE. YOU UNDERSTAND THAT BY USING THE WEBSITE, YOU MAY BE EXPOSED TO CONTENT THAT YOU MAY FIND OFFENSIVE, INDECENT, OR OBJECTIONABLE. YOUR ACCESS TO THE WEBSITE IS AT YOUR OWN RISK AND YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR IN CONNECTION WITH YOUR ACCESS TO THE WEBSITE AND USE OF THE WEBSITE CONTENT. EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED OR EXCLUDED BY AGREEMENT, Top Creations EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, REGARDING THE WEBSITE AND WEBSITE CONTENT, INCLUDING, WITHOUT LIMITATION, ALL WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE. YOU RECOGNIZE THAT THE CURRENT STATE OF TECHNOLOGY DOES NOT ALLOW FOR ERROR-FREE ACCESS TO THE WEBSITE AND INTERRUPTIONS, CRASHES, AND DOWNTIME BEYOND Top Creations’S CONTROL MAY OCCUR FROM TIME TO TIME.
LIMITATION. IN NO EVENT WILL WE OR OUR LICENSORS BE LIABLE FOR ANY DAMAGES, INCLUDING DIRECT, CONSEQUENTIAL, SPECIAL, INDIRECT, EXEMPLARY, OR PUNITIVE, WHETHER IN CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, IN CONNECTION WITH YOUR ACCESS TO OR USE OF (OR YOUR FAILURE TO GAIN ACCESS TO OR USE OF) THE WEBSITE OR ANY OF THE WEBSITE CONTENT PROVIDED OR ACCESSED THROUGH THE WEBSITE, EVEN IF WE OR OUR LICENSORS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. EACH OF OUR AND OUR LICENSORS’ TOTAL AGGREGATE LIABILITY FOR ANY DAMAGES ARISING OUT OF OR RELATED THIS AGREEMENT OR YOUR ACCESS TO OR USE OF THE WEBSITE OR ANY WEBSITE CONTENT IS LIMITED TO US$250.

9. INDEMNIFICATION

You will indemnify, defend, and hold harmless Us, Our Licensors, and Our and Our Licensors’ respective employees, agents, contractors, assigns, licensees, and successors in interest (collectively, “Indemnified Parties”) from any and all claims, losses, liabilities, damages, fees, expenses, and costs (including attorneys’ fees, court costs, damage awards, and settlement amounts) that result from any claim or allegation against any Indemnified Party arising from Your accessing or using the Website or any Website Content, Your providing or uploading any Provided Content to the Website, or Your breach or alleged breach of any term of this Agreement; provided, however, that the forgoing shall not apply to the extent the same was caused by the Indemnified Party’s own negligence or willful misconduct. Top Creations will provide You with notice of any such claim or allegation, and Top Creations will have the right to participate in the defense of any such claim at its expense.

10. NOTICES

Except as expressly stated otherwise in this Agreement, any notices required or allowed under this Agreement will be in writing. Notices will be given to Top Creations by postal mail to “Attention Communications” at the Corporate Headquarters address for Top Creations listed under the “Contact Us” button on the Website and such notice shall be deemed given five business days after deposit in the postal mail, unless the notice is returned to You as undeliverable. If applicable law requires that Top Creations accept email notices (but not otherwise), then You may send Top Creations an email notice by emailing Top Creations at info@top-creations.com. With respect to Top Creations’s notices to You, Top Creations may provide notice by posting them on the Website, which notice shall be deemed given 24 hours after it is posted on the Website, and You will periodically check the Website for such notices. In addition, or in lieu thereof, Top Creations may give notice by sending You an email to the email address You provide during registration for the Website. Notices sent by email shall be deemed given 24 hours after the email is sent, unless the sending party is notified that the e-mail address is invalid or the e-mail delivery otherwise failed.

11. GENERAL TERMS

Assignment. You may not assign, delegate or transfer this Agreement or any of Your rights hereunder, by operation of law or otherwise, and any attempt to do so will be null and void.
Integration; Waiver; Construction. This Agreement sets forth the entire understanding of the parties, and supersedes any and all prior oral and written agreements or understandings between the parties, regarding the subject matter of this Agreement. The waiver by either party of a breach of any provision of this Agreement will not operate or be interpreted as a waiver of any other or subsequent breach. In the event an ambiguity or question of intent or interpretation arises, this Agreement shall be construed as if drafted jointly by the parties and no presumption or burden of proof shall arise favoring or disfavoring any party by virtue of the authorship of any of the provisions of this Agreement.
Severability. If for any reason any provision of this Agreement shall be held invalid or unenforceable in whole or in part in any jurisdiction, such provision shall, as to such jurisdiction, be ineffective to the extent of such invalidity or unenforceability, without in any manner affecting the validity or enforceability thereof in any other jurisdiction or the remaining provisions in any jurisdiction.
Jurisdiction and Venue. This Agreement will be governed by the laws of the State of Colorado, other than such laws, rules, regulations, and case law that would result in the application of laws of a jurisdiction other than the State of Colorado. The parties specifically exclude from application to the Agreement the United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transactions Act. You hereby irrevocably and unconditionally consent to the jurisdiction and venue in the state and federal courts sitting in Denver, Colorado (USA) and agree that such state and federal courts shall be the exclusive forum for the resolution of any disputes related to, arising out of, or arising under this Agreement. In any such dispute, the prevailing party will be entitled to recover its reasonable attorneys’ fees and expenses from the other party.
Modifications. We reserve the right, at any time and without notice, to add to, change, update, or modify the Website, the Website Content, and this Agreement, simply by posting such addition, change, update, or modification on the Website. Any such addition, change, update, or modification will be effective immediately upon posting on the Website. If We decide to change the privacy statement in Section 10, unless We seek and receive Your consent, We will continue to use information previously provided to Top Creations in accordance with the terms under which the information was last collected.

Intended Beneficiaries. Top Creations’s subsidiaries and Our Licensors are intended beneficiaries of all rights specifically running to them pursuant to the terms of this Agreement, with full right and authority to enforce such obligations.

12. Copyrights and Trademarks

Certain material found on this Website is protected by copyright. Certain names, graphics, logos, icons, designs, words, titles or phrases on this Website may constitute trade names, trademarks or service marks of Top Creations or other entities. Trademarks may be registered in the USA and in other countries, as applicable. The display of trademarks on pages at this Website does not imply that a license of any kind has been granted. Except for non-commercial, personal or educational purposes, where the material is not modified and that copyright or trademark notices are not deleted, materials may not be copied, reproduced, modified, uploaded, posted, transmitted, or distributed in any way without Top Creations’s prior written approval. Any unauthorized downloading, re-transmission or other copying or modification of trademarks and/or the contents herein may be a violation of federal or state law, trademark and/or copyright laws and could subject the copier to legal action.

13. Privacy

Any material, information or other communication (including questions, comments or suggestions) you transmit to Top Creations through this Website will be considered non-confidential and non-proprietary (“Communications”). In making any such transmission, you agree that Top Creations will have no obligations of any kind with respect to the Communications. Where it is necessary, in order to answer your inquiry, the Communications you have provided may be passed to any Top Creations office or affiliate worldwide. By sending any Communications to us, you are consenting to the personal information contained therein being transferred within Top Creations and being processed by Top Creations for these purposes. You are prohibited from posting or transmitting to or from Top Creations any unlawful, threatening, libelous, defamatory, obscene, pornographic, or other materials that violate any law.

14. Disclaimers

THE INFORMATION AND MATERIALS CONTAINED IN THIS WEBSITE ARE PROVIDED “AS IS” WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND, INCLUDING WARRANTIES OF MERCHANTABILITY, NON INFRINGEMENT OF INTELLECTUAL PROPERTY, OR FITNESS FOR ANY PARTICULAR PURPOSE. IN NO EVENT SHALL TOP CREATIONS BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES DUE TO LOSS OF PROFITS OR BUSINESS INTERRUPTION) OR DUE TO THE USE OF OR INABILITY TO USE THE MATERIALS.

In using this Website, you agree that Top Creations, LLC shall not be liable for any damages whatsoever (including indirect, incidental, special, punitive or consequential damages and loss of profits, loss of capital, opportunities or information) arising from (a) your use of or reliance on information contained on this Website; (b) any inaccuracy or omission in such information or failure to keep the information current; (c) use of any third party web sites linked or referred to in this Website; (d) any delays, inaccuracies or errors in, or in the transmission of, any stock price quotes or historical price data; (e) any Internet software used in connection with this Website or computer viruses or other destructive programs encountered as a result of using this Website; and (f) any other matter connected with the Website; even if Top Creations is made aware of the possibility of such claims, damages or losses.

Although considerable care has been taken in preparing and maintaining the information and materials contained on this Website, they are provided on an “as is” basis, without warranty of any kind, either express or implied, with respect to the accuracy or completeness of the information. Unless otherwise indicated, all information posted on this Website is current only as of the date of the document that contains the information, if indicated, or the date on which the document is posted, whichever is earlier. Top Creations may at any time make changes to the information at this Website without prior notice. You should always ensure that you are referring to the most current information available on this Website.

In this Website, Top Creations has provided links and references to several other websites. Top Creations has no control over information at sites hyperlinked or referred to in this Website. These links and references are being provided for the convenience of the users of this Website and Top Creations does not endorse and is not responsible or liable for the content, nature or reliability of any linked or referenced website or any link contained in a linked or referenced website. Top Creations takes no responsibility for monitoring, updating, supplementing or correcting any information on any linked or referenced website and makes no representation or warranties regarding such information. Please be aware that in linking or going to these outside websites, you are leaving the Top Creations’ Website and that Top Creations is not responsible for the content of any other site.

To the extent that Top Creations makes or refers to any commitments or representations anywhere on Top Creations’ website, or in any documents accessible from Top Creations’ website, such commitments or representations relate only to Top Creations-operated subsidiaries. 

15. Cautionary statement on forward-looking information 

Certain information contained on this Website, including any information as to Top Creations’ strategy, projects, plans or future financial or operating performance constitutes “forward-looking statements”. All statements, other than statements of historical fact, are forward-looking statements. The words “believe”, “expect”, “anticipate”, “contemplate”, “target”, “plan”, “objective”, “aspiration”, “aim”, “intend”, “project”, “goal”, “continue”, “budget”, “estimate”, “vision”, “strategy”, “opportunities”, “guidance”, “forecast”, “outlook”, “prospective”, future”, “focus”, “ongoing”, “following”, “subject to”, “scheduled” “future”, “focus”, “ongoing”, “following”, “subject to”, “scheduled “potential”, “assume”, “schedule”, “may”, “will”, “can”, “should”, “could”, “would” and similar expressions identify forward-looking statements. In particular, this Website contains forward-looking statements including, without limitation, with respect to: Top Creations’s goal to be the world’s first gold biomining company with a carbon-compensated footprint; Top Creations’s forward-looking production guidance; estimates of future cost of sales per ounce for gold, all-in-sustaining costs per ounce, total cash costs; cash flow forecasts; projected capital, operating and exploration expenditures; and performance dividend policy, including the criteria for dividend payments; mine life and production rates; projected capital estimates and anticipated permitting timelines, as well as opportunities for development in  multiple countries; our plans and expected completion and benefits of our growth projects, including the Arica BioPlant in Chile, the construction of the Saplan BioPlant in Turkey, and changes to the estimated capital cost of that facility following the completion of pre-feasibility engineering, the conditions for the opening of the mine and the timeline to commence operations; our pipeline of high confidence projects at or near existing operations; potential mineralization and metal or mineral recoveries; our ability to convert resources into reserves and future reserve replacement; asset sales, joint ventures and partnerships; Top Creations’ strategy, plans, targets and goals in respect of environmental and social governance issues, including climate change, greenhouse gas emissions reduction targets (including with respect to our Scope 3 emissions), TSF management, responsible water use, biodiversity and human rights initiatives; Top Creations’ engagement with local communities to manage the Covid-19 pandemic; expectations regarding future price assumptions, financial performance and other outlook or guidance; Top Creations’ environmental, health and safety, corporate social responsibility (including sustainable development, community relations and security matters), and human rights programs, policies and performance; the estimated timing to achieve environmental, social and energy reduction targets; and the estimated timing and conclusions of technical reports and other studies

.

Forward-looking statements are necessarily based upon a number of estimates and assumptions including material estimates and assumptions related to the factors set forth below that, while considered reasonable by Top Creations’ as at the date such information is posted to the Website in light of management’s experience and perception of current conditions and expected developments, are inherently subject to significant business, economic and competitive uncertainties and contingencies. Known and unknown factors could cause actual results to differ materially from those projected in the forward-looking statements and undue reliance should not be placed on such statements and information. Such factors include, but are not limited to: fluctuations in the spot and forward price of gold,  or certain other commodities (such as silver, diesel fuel, natural gas and electricity); risks associated with projects in the early stages of evaluation and for which additional engineering and other analysis is required; risks related to the possibility that future exploration results will not be consistent with Top Creations’ expectations, that quantities or grades of reserves will be diminished, and that resources may not be converted to reserves; risks associated with the fact that certain of the initiatives described on this Website are still in the early stages and may not materialize; changes in mineral production performance, exploitation and exploration successes; risks that exploration data may be incomplete and considerable additional work may be required to complete further evaluation, including but not limited to drilling, engineering and socioeconomic studies and investment; the speculative nature of mineral exploration and development; lack of certainty with respect to foreign legal systems, corruption and other factors that are inconsistent with the rule of law; changes in national and local government legislation, taxation, controls or regulations and/or changes in the administration of laws, policies and practices; the potential impact of proposed changes to Chilean law on the status of value added tax refunds received in Chile in connection with the development of the Arica BioPlant project; expropriation or nationalization of property and political or economic developments in the United States or other countries in which Top Creations or its subsidiaries does or may carry on business in the future; risks relating to political instability in certain of the jurisdictions in which Top Creations operates; timing of receipt of, or failure to comply with, necessary permits and approvals, non-renewal of key licenses by governmental authorities; failure to comply with environmental and health and safety laws and regulations; contests over title to properties, particularly title to undeveloped properties, or over access to water, power and other required infrastructure; the liability associated with risks and hazards in the mining industry, and the ability to maintain insurance to cover such losses; increased costs and physical risks, including extreme weather events and resource shortages related to climate change; damage to Top Creations’ reputation due to the actual or perceived occurrence of any number of events, including negative publicity with respect to Top Creations’ handling of environmental matters or dealings with community groups, blockchain and crypto assets, security-token related issues, whether true or not; risks related to operations near communities that may regard Top Creations’ operations as being detrimental to them; litigation and legal and administrative proceedings; operating or technical difficulties in connection with mining or development activities, including geotechnical challenges, tailings dam and storage facilities failures, and disruptions in the maintenance or provision of required infrastructure and information technology systems; increased costs, delays, suspensions and technical challenges associated with the construction of capital projects; risks associated with working with partners in jointly controlled assets; risks related to disruption of supply routes which may cause delays in construction and mining activities, including disruptions in the supply of key mining inputs due to the invasion of Ukraine by Russia; risk of loss due to acts of war, terrorism, sabotage and civil disturbances; risks associated with artisanal and illegal mining; risks associated with Top Creations’ infrastructure, information technology systems and the implementation of Top Creations’ technological initiatives; the impact of global liquidity and credit availability on the timing of cash flows and the value of assets and liabilities based on projected future cash flows; the impact of inflation, including global inflationary pressures driven by supply chain disruptions caused by the ongoing Covid-19 pandemic and global energy cost increases following the invasion of Ukraine by Russia; fluctuations in the currency markets; changes in U.S. dollar interest rates; risks arising from holding derivative instruments (such as credit risk, market liquidity risk and mark-to-market risk); risks related to the demands placed on Top Creations’ management, the ability of management to implement its business strategy and enhanced political risk in certain jurisdictions; uncertainty whether some or all of Top Creation’s targeted investments and projects will meet Top Creation’s capital allocation objectives and internal hurdle rate; whether benefits expected from recent transactions are realized; business opportunities that may be presented to, or pursued by, Top Creations; Top Creations’ ability to successfully integrate acquisitions or complete divestitures; risks related to competition in the mining industry; employee relations, including loss of key employees; availability and increased costs associated with mining inputs and labor; risks associated with diseases, epidemics and pandemics, including the effects and potential effects of the global Covid-19 pandemic; risks related to the failure of internal controls; and risks related to the impairment of Top Creations’ goodwill and assets. 

Top Creations also cautions that its 2024 guidance may be impacted by the ongoing business and social disruption caused by the spread of Covid-19. In addition, there are risks and hazards associated with the business of mineral exploration, development and mining, including environmental hazards, industrial accidents, unusual or unexpected formations, pressures, cave-ins, flooding and gold bullion, gold concentrate losses (and the risk of inadequate insurance, or inability to obtain insurance, to cover these risks).

Many of these uncertainties and contingencies can affect Top Creations’ actual results and could cause actual results to differ materially from those expressed or implied in any forward-looking statements or documents made by, or on behalf of, Top Creations. Readers are cautioned that forward-looking statements are not guarantees of future performance. All  statements contained on this Website qualify as forward-looking statements and are qualified by these cautionary statements. Top Creations disclaims any intention or obligation to update or revise any forward-looking statements whether as a result of new information, future events or otherwise, except as required by applicable law.

16. Stock Quotes and Gold prices

All quotes are delayed at least 15 minutes unless otherwise stated. All stock quotes and spot gold quotes and historical stock price and spot gold prices data are provided by third party service providers and are provided for informational purposes only, and are not intended for trading purposes. If you are contemplating trading in the securities of Top Creations, we strongly advise you to seek independent professional advice before making any investment decision.

Top Creations makes no representation or warranty regarding the accuracy or completeness of any such stock price quotes or historical stock price data and has not taken any steps to verify, the adequacy, accuracy or completeness of the information provided herein and, under no circumstances, will be liable for any inaccuracies or omissions in any such information or data, any delays or errors in the transmission thereof, or any loss or direct, indirect, incidental, special or consequential damages caused by reliance on this information or the risks arising from the stock market.